Lesson Objective:

By the end of this lesson, students will understand the key types of insurance for drone operators, why they matter, and how to choose the right coverage to protect their business, gear, and clients.

Lesson Overview:

Flying drones comes with risk—both to your equipment and to others. Professional pilots protect themselves and their clients with proper insurance coverage and clear liability protection.

LESSON

Part 1: Why Drone Insurance Matters

Accidents happen—gear failure, interference, unexpected wind gusts
Without coverage, you’re personally liable for injury or property damage
Insurance is often required for commercial contracts, permits, or venues

Liability Cost Without Insurance

Part 2: Types of Insurance for Drone Operators

Type	What It Covers
Liability Insurance	Damage to people or property caused by your drone
Hull Insurance	Damage to your drone, controller, batteries
Payload Insurance	Expensive camera gear mounted on drone
Non-Owned Insurance	If you fly someone else's drone professionally